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Lusardi, A., & Beeler, J. (2007-08-01). Saving between Cohorts: The Role of Planning. In Redefining Retirement: How Will Boomers Fare?. : Oxford University Press. Retrieved 14 Jun. 2021, from https://oxford.universitypressscholarship.com/view/10.1093/acprof:oso/9780199230778.001.0001/acprof-9780199230778-chapter-13.