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Quinn, J., & Cahill, K. (2018-08-30). Challenges and Opportunities of Living and Working Longer. In How Persistent Low Returns Will Shape Saving and Retirement. : Oxford University Press. Retrieved 5 Aug. 2021, from https://oxford.universitypressscholarship.com/view/10.1093/oso/9780198827443.001.0001/oso-9780198827443-chapter-7.