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Linking the Formal and Informal EconomyConcepts and Policies$
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Basudeb Guha-Khasnobis, Ravi Kanbur, and Elinor Ostrom

Print publication date: 2006

Print ISBN-13: 9780199204762

Published to Oxford Scholarship Online: September 2006

DOI: 10.1093/0199204764.001.0001

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Microinsurance for the informal economy workers in India

Microinsurance for the informal economy workers in India

(p.179) 10 Microinsurance for the informal economy workers in India
Linking the Formal and Informal Economy

Basudeb Guha-Khasnobis (Contributor Webpage)

Rajeev Ahuja

Oxford University Press

It has become mandatory for all formal insurance providers to service the low-income and disadvantaged segments of the population in India. Formal insurance providers have introduced a range of ‘micro insurance’ products targeting informal economy workers and their family members. At the institutional level, numerous civil society associations are playing an active role in extending the reach of insurance designed especially for the target segment. This paper analyses the early evidence available in this regard, highlighting the current debate on strengthening micro insurance activity in the country and suggesting ways to help promote insurance to the target segment.

Keywords:   micro insurance, informal, target, India, institutions

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