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Pension Design and StructureNew Lessons from Behavioral Finance$
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Olivia S. Mitchell and Stephen P. Utkus

Print publication date: 2004

Print ISBN-13: 9780199273393

Published to Oxford Scholarship Online: January 2005

DOI: 10.1093/0199273391.001.0001

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PRINTED FROM OXFORD SCHOLARSHIP ONLINE (oxford.universitypressscholarship.com). (c) Copyright Oxford University Press, 2021. All Rights Reserved. An individual user may print out a PDF of a single chapter of a monograph in OSO for personal use. date: 06 May 2021

Saving and the Effectiveness of Financial Education

Saving and the Effectiveness of Financial Education

(p.157) Chapter 9 Saving and the Effectiveness of Financial Education
Pension Design and Structure

Annamaria Lusardi

Oxford University Press

This chapter examines the impact of retirement seminars on the savings and investment behaviour of households. Retirement seminars have the greatest effect on families at the lowest income levels and those with low education. Seminar attendance can increase both financial and net worth by 20%, and even more across subgroups of low education. Seminars also increase total wealth inclusive of pension and Social Security for both high and low education families.

Keywords:   retirement seminars, financial education, savings, retirement planning households

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