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Insurance Against Poverty$
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Stefan Dercon

Print publication date: 2004

Print ISBN-13: 9780199276837

Published to Oxford Scholarship Online: January 2005

DOI: 10.1093/0199276838.001.0001

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Is a Friend in Need a Friend Indeed? Inclusion and Exclusion in Mutual Insurance Networks in Southern Ghana

Is a Friend in Need a Friend Indeed? Inclusion and Exclusion in Mutual Insurance Networks in Southern Ghana

Chapter:
(p.217) 11 Is a Friend in Need a Friend Indeed? Inclusion and Exclusion in Mutual Insurance Networks in Southern Ghana
Source:
Insurance Against Poverty
Author(s):

Markus Goldstein

Alain de Janvry

Elisabeth Sadoulet

Publisher:
Oxford University Press
DOI:10.1093/0199276838.003.0012

The factors that determine inclusion and exclusion from mutual insurance schemes in Ghana are investigated. Personal relations within the household, social status, and connections within the community are important for receiving transfers in times of shortage. Outside the household, membership in major lineage, secular organisations, fostering history, and anticipated land inheritance matter in receiving assistance.

Keywords:   mutual insurance network, Ghana, inclusion, exclusion, households, incomplete insurance

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