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Fighting over WordsLanguage and Civil Law Cases$
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Fighting over Words: Language and Civil Law Cases

Roger W. Shuy

Print publication date: 2008

Print ISBN-13: 9780195328837

Published to Oxford Scholarship Online: May 2008

DOI: 10.1093/acprof:oso/9780195328837.001.0001

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“Or” in a Group Insurance Policy

“Or” in a Group Insurance Policy

Peter Koehn v. Continental Casualty Company

Chapter:
(p.15) CHAPTER 1 “Or” in a Group Insurance Policy
Source:
Fighting over Words
Author(s):

Roger W. Shuy (Contributor Webpage)

Publisher:
Oxford University Press
DOI:10.1093/acprof:oso/9780195328837.003.0002

This chapter describes the case of a university professor who lost vision in one eye after a surgical procedure. His insurance company refused payment based on its interpretation of the words in the exclusion section of the university's group insurance policy. Semantic, pragmatic, and discourse analyses show that the policy's use of “or” conveyed to the reader that this conjunction referred to two different things rather than one, favoring the policyholder, not the insurance company.

Keywords:   semantic, pragmatic, discourse analysis, insurance policy

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