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Financial Access in Post-Reform India - Oxford Scholarship Online
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Financial Access in Post-Reform India

T.A. Bhavani and N.R. Bhanumurthy


This study focuses on the state of financial access in post-reform India. It is analysed from the macroeconomic growth perspective keeping in view the importance of rapid growth for the Indian economy and the fact that majority of production organizations especially in the unorganized segment are yet to have access to the formal financial system. Financial access is considered in terms of actual use of one of the financial services, that is, supply of financial resources for productive investment purpose. The study measures financial access in terms of availability of finances from the formal ... More

Keywords: India, financial sector reforms, financial development, financial access, financial inclusion, financial resource gap, banking sector, financial institutions, financial instruments and unorganised segment

Bibliographic Information

Print publication date: 2012 Print ISBN-13: 9780198076650
Published to Oxford Scholarship Online: September 2012 DOI:10.1093/acprof:oso/9780198076650.001.0001


Affiliations are at time of print publication.

T.A. Bhavani, author
Delhi University

N.R. Bhanumurthy, author
National Institute of Public Finance and Policy, New Delhi