Functioning of Contingent Social Security Schemes in Kerala
Functioning of Contingent Social Security Schemes in Kerala
The Social and Institutional Context of Delivery at the Local Level
The state of Kerala has an extensive experience in providing social security to many of its residents. Today, Kerala offers four social security schemes: insurance, pensions, welfare fund boards, and Ashraya. Most of these schemes have been institutionalized to address poverty or inadequate livelihood security, as well as implement fall back mechanisms to deal with contingencies and eventualities. This chapter assesses the performance of a national health insurance scheme known as the Rasthtriya Swasthya Bima Yojana (RSBY) that was implemented in two village panchayats in Kerala. Two Gram Panchayats in Kozhikode District are considered: the rural Naduvannur and the urban Cheruvannur-Nallam. The chapter shows that all pension and insurance schemes in both areas benefited everyone, particular the poor.
Keywords: Kerala, social security, health insurance, pensions, welfare fund boards, Ashraya, Rasthtriya Swasthya Bima Yojana, Naduvannur, Cheruvannur-Nallam, panchayats
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