This concluding chapter summarizes the history of the British multinational bank from the 1830s. British banks went first to British colonies in Australia, Canada, and the West Indies to establish their overseas branch networks. They went later on to Asia and East India when they saw profitable opportunities in these regions. Australia and New Zealand had the highest numbers of branches of British banks during the 19th century. Moreover, British overseas banks focused their attention on a ‘Triad’ consisting of Australasia, Latin America, and New Zealand. There are two factors that deserve emphasis in the origins of British multinational banking. The first was the importance of entrepreneurial decisions which initiated multinational banking. The second factor was the influence of the institutional and regulatory environment in shaping corporate forms.
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