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Universal Banking – International Comparisons and Theoretical Perspectives - Oxford Scholarship Online
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Universal Banking: International Comparisons and Theoretical Perspectives

Jordi Canals


The deregulation and disintermediation process, the globalisation of financial markets, the emergence of new competitors, and the introduction of new information technologies have brought about profound changes in the banking industry. Banks have lost market share and show decreasing economic performance. In the wake of this the author addresses several important questions: Are universal banks bound to disappear? What is the role of universal banks in modern financial markets? What should banks' strategic reactions be to these changes in the industry?

Keywords: deregulation, disintermediation process, globalisation, financial markets, competitors, information technologies, banking industry, market share, economic performance, universal banks

Bibliographic Information

Print publication date: 1997 Print ISBN-13: 9780198775065
Published to Oxford Scholarship Online: October 2011 DOI:10.1093/acprof:oso/9780198775065.001.0001


Affiliations are at time of print publication.

Jordi Canals, author
University of Navarra