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Credit and Community – Working-Class Debt in the UK since 1880 - Oxford Scholarship Online
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Credit and Community: Working-Class Debt in the UK since 1880

Sean O'Connell


This book examines credit in working class communities since 1880, focusing on forms of borrowing that were dependent on personal relationships and social networks. It provides an extended historical discussion of credit unions, legal and illegal moneylenders (loan sharks), and looks at the concept of ‘financial exclusion’. Initially, the book focuses on the history of tallymen, check traders, and their eventual movement into moneylending following the loss of their more affluent customers, due to increased spending power and an increasingly liberalized credit market. They also faced growing c ... More

Keywords: tallymen, moneylenders, loan sharks, credit unions, financial exclusion, credit, debt, check traders, mail order, co-operative retailers

Bibliographic Information

Print publication date: 2009 Print ISBN-13: 9780199263318
Published to Oxford Scholarship Online: January 2009 DOI:10.1093/acprof:oso/9780199263318.001.0001


Affiliations are at time of print publication.

Sean O'Connell, author
Senior Lecturer, School of History and Anthropology, Queen's University, Belfast
Author Webpage