Jump to ContentJump to Main Navigation
What is Enough?Sufficiency, Justice, and Health$
Users without a subscription are not able to see the full content.

Carina Fourie and Annette Rid

Print publication date: 2016

Print ISBN-13: 9780199385263

Published to Oxford Scholarship Online: November 2016

DOI: 10.1093/acprof:oso/9780199385263.001.0001

Show Summary Details
Page of

PRINTED FROM OXFORD SCHOLARSHIP ONLINE (oxford.universitypressscholarship.com). (c) Copyright Oxford University Press, 2021. All Rights Reserved. An individual user may print out a PDF of a single chapter of a monograph in OSO for personal use. date: 19 January 2022

Sufficiency, Comprehensiveness of Health Care Coverage, and Cost-Sharing Arrangements in the Realpolitik of Health Policy

Sufficiency, Comprehensiveness of Health Care Coverage, and Cost-Sharing Arrangements in the Realpolitik of Health Policy

Chapter:
(p.267) 14 Sufficiency, Comprehensiveness of Health Care Coverage, and Cost-Sharing Arrangements in the Realpolitik of Health Policy
Source:
What is Enough?
Author(s):

Govind Persad

Harald Schmidt

Publisher:
Oxford University Press
DOI:10.1093/acprof:oso/9780199385263.003.0015

This chapter explores two questions in detail: How should we determine the threshold for costs that individuals are asked to bear through insurance premiums or care-related out-of-pocket costs, including user fees and copayments? and What is an adequate relationship between costs and benefits? This chapter argues that preventing impoverishment is a morally more urgent priority than protecting households against income fluctuations, and that many health insurance plans may not adequately protect individuals from health care costs that threaten to drop their financial status below a decent minimum. A design that places greater emphasis on preventing impoverishment and finances the achievement of that goal by reducing unnecessary subsidies to better-off households would better accord with a sufficientarian approach to health care.

Keywords:   essential health benefits, Affordable Care Act, financial risk protection, out-of-pocket costs, impoverishment, catastrophe, universal health coverage

Oxford Scholarship Online requires a subscription or purchase to access the full text of books within the service. Public users can however freely search the site and view the abstracts and keywords for each book and chapter.

Please, subscribe or login to access full text content.

If you think you should have access to this title, please contact your librarian.

To troubleshoot, please check our FAQs , and if you can't find the answer there, please contact us .