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Insurance and the Law of Obligations$
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Rob Merkin and Jenny Steele

Print publication date: 2013

Print ISBN-13: 9780199645749

Published to Oxford Scholarship Online: September 2013

DOI: 10.1093/acprof:oso/9780199645749.001.0001

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Regulatory Dimensions

Regulatory Dimensions

Chapter:
(p.77) 4 Regulatory Dimensions
Source:
Insurance and the Law of Obligations
Author(s):

Rob Merkin

Jenny Steele

Publisher:
Oxford University Press
DOI:10.1093/acprof:oso/9780199645749.003.0004

Emphasises the significance of public regulation of insurance activity, and identifies the traditional concerns of UK insurance regulation with solvency rather than policy terms. Explores significance regulatory changes in the Financial Services and Markets Act 2000 and subsequent developments, and explains the particular regulatory issues associated with Lloyd’s and with insurance intermediaries. Explains the means by which policyholders are protected through regulation, particularly in the case of insolvent insurers.

Keywords:   FSMA 2000, Prudential Regulation, Financial Services, Solvency, Lloyd’s, Insurance intermediaries, Policyholder protection

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