Consumer Protection and Financial Contracts
Consumer Protection and Financial Contracts
This chapter analyses how fundamental rights, along with the application of a ‘capability approach’ to consumer law, may affect financial consumer contracts, focusing in particular on credit and insurance agreements. The main thesis here is that fundamental rights and a focus on capabilities may lead to a more comprehensive protection of consumers, the promotion of information, responsible lending and stronger inclusive instruments. This thesis is supported by examining consumer protection in the area of consumer credit.
Keywords: Financial consumer protection, credit contracts, capability, over-indebtedness, fundamental rights
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