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Financial Literacy: Implications for Retirement Security and the Financial Marketplace$
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Olivia S. Mitchell and Annamaria Lusardi

Print publication date: 2011

Print ISBN-13: 9780199696819

Published to Oxford Scholarship Online: January 2012

DOI: 10.1093/acprof:oso/9780199696819.001.0001

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The Outlook for Financial Literacy

The Outlook for Financial Literacy

(p.1) Chapter 1 The Outlook for Financial Literacy
Financial Literacy: Implications for Retirement Security and the Financial Marketplace

Annamaria Lusardi

Olivia S. Mitchell

Oxford University Press

As the world becomes more financially integrated and complex, average individuals and their families are increasingly faced with making highly sophisticated and all-too-often irreversible financial decisions. Nowhere is this more evident than with regard to retirement decision-making. Indeed, the global financial crisis suggests that poor financial decision-making can have substantial costs not only for individuals but also society at large. This volume focuses on key lessons for financial decision-making in the wake of that crisis, exploring how financial literacy can enhance peoples' skills and abilities to make more informed economic choices.

Keywords:   financial literacy, retirement, saving, financial education, financial decision-making, counseling, behavior

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