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Financial Capability and Asset DevelopmentResearch, Education, Policy, and Practice$
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Julie Birkenmaier, Jami Curley, and Margaret Sherraden

Print publication date: 2013

Print ISBN-13: 9780199755950

Published to Oxford Scholarship Online: May 2013

DOI: 10.1093/acprof:oso/9780199755950.001.0001

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PRINTED FROM OXFORD SCHOLARSHIP ONLINE (oxford.universitypressscholarship.com). (c) Copyright Oxford University Press, 2021. All Rights Reserved. An individual user may print out a PDF of a single chapter of a monograph in OSO for personal use. date: 16 January 2021

Financial Issues and an Aging Population

Financial Issues and an Aging Population

Responding to an Increased Potential for Financial Abuse and Exploitation

(p.129) 6 Financial Issues and an Aging Population
Financial Capability and Asset Development

Phillip McCallion

Lisa A. Ferretti

Jihyun Park

Oxford University Press

The aging population of the United States has grown rapidly with both greater numbers of older adults and an expanding percentage of the overall population aged 65 and older (Wan, Sengupta, Velkopf, & DeBarros, 2005). Income and resources including housing (Lusardi & Mitchell, 2007) are an important part of financial security but the financial picture for these older adults is affected by many factors including financial exploitation. This chapter considers the issues in financial exploitation and abuse and offer a systematic review of available aging focused financial education materials, the evidence to support their effectiveness, and gaps identified in such educational resources. Finally, the chapter will discuss social work and adult protective services roles in prevention and management of financial concerns including social work support of legal remedies and the treatment of psychosocial consequences.

Keywords:   financial exploitation, older adults, financial abuse, financial education

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