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Building Better Social ProgramsHow Evidence Is Transforming Public Policy$
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David Stoesz

Print publication date: 2020

Print ISBN-13: 9780190945572

Published to Oxford Scholarship Online: February 2020

DOI: 10.1093/oso/9780190945572.001.0001

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PRINTED FROM OXFORD SCHOLARSHIP ONLINE (oxford.universitypressscholarship.com). (c) Copyright Oxford University Press, 2021. All Rights Reserved. An individual user may print out a PDF of a single chapter of a monograph in OSO for personal use. date: 23 April 2021

American Development Accounts

American Development Accounts

(p.199) Chapter 10 American Development Accounts
Building Better Social Programs

David Stoesz

Oxford University Press

Because most benefits for poor Americans focus on income, wealth is rarely considered. While inequality due to income has widened, wealth inequality has become a chasm, impeding families from accruing assets necessary for prosperity. American Development Accounts are based on Individual Development Accounts, but with a default opt-in proviso for young workers. Increasing wealth for new entrants to the labor force is essential for the prosperity of their families and their communities.

Keywords:   development accounts, economic inequality, saving, wealth building

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