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Building Better Social ProgramsHow Evidence Is Transforming Public Policy$
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David Stoesz

Print publication date: 2020

Print ISBN-13: 9780190945572

Published to Oxford Scholarship Online: February 2020

DOI: 10.1093/oso/9780190945572.001.0001

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American Development Accounts

American Development Accounts

Chapter:
(p.199) Chapter 10 American Development Accounts
Source:
Building Better Social Programs
Author(s):

David Stoesz

Publisher:
Oxford University Press
DOI:10.1093/oso/9780190945572.003.0011

Because most benefits for poor Americans focus on income, wealth is rarely considered. While inequality due to income has widened, wealth inequality has become a chasm, impeding families from accruing assets necessary for prosperity. American Development Accounts are based on Individual Development Accounts, but with a default opt-in proviso for young workers. Increasing wealth for new entrants to the labor force is essential for the prosperity of their families and their communities.

Keywords:   development accounts, economic inequality, saving, wealth building

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