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Open Banking - Oxford Scholarship Online
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Open Banking

Linda Jeng


Consumers are growing more aware of the importance and value of the data they personally generate across industries and domains. Financial services is one such area where the link between one’s personal data and its economic value is most clearly established, and consumers are beginning to agitate for and gain a measure of agency over their data. A study of the phenomenon of open banking provides a focused lens on the broader phenomena of data proliferation and data monetization. Thus, open banking and its related legal and economic issues along with policy ideas, such as consumer financial da ... More

Keywords: open banking, open finance, open data, data rights, data protection, consumer protection, economics of data, customer liability, fintech, antitrust, competition, digital identity

Bibliographic Information

Print publication date: 2022 Print ISBN-13: 9780197582879
Published to Oxford Scholarship Online: March 2022 DOI:10.1093/oso/9780197582879.001.0001


Affiliations are at time of print publication.

Linda Jeng, editor
Visiting Scholar on Financial Technology and Adjunct Professor of Law, Georgetown University Law Center's Institute of International Economic Law

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